The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 01074 | South Barre | 244 |
| 2. | 01128 | Springfield | 223 |
| 3. | 01022 | Chicopee | 209 |
| 4. | 02576 | West Wareham | 197 |
| 5. | 01343 | Drury | 196 |
| 6. | 01129 | Springfield | 187 |
| 7. | 02718 | East Taunton | 186 |
| 8. | 01222 | Ashley Falls | 185 |
| 9. | 01452 | Hubbardston | 182 |
| 10. | 01118 | Springfield | 182 |
| 11. | 01033 | Granby | 182 |
| 12. | 01344 | Erving | 181 |
| 13. | 01355 | New Salem | 177 |
| 14. | 02763 | Attleboro Falls | 177 |
| 15. | 01469 | Townsend | 176 |
| 16. | 01237 | Lanesborough | 175 |
| 17. | 01542 | Rochdale | 173 |
| 18. | 01611 | Cherry Valley | 173 |
| 19. | 01007 | Belchertown | 171 |
| 20. | 01349 | Millers Falls | 170 |
